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Monday, October 12, 2026 · Updated 12:05 PM MT · 49 stories today
Mon, Oct 12 · 49 stories todayPRO
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Federal Policy · MIOctober 12, 2026

LifeWays Argues Federal Loan Rules Threaten Social Work Pipeline

In a commentary published by LifeWays, the author argues that new federal student loan policies could worsen Michigan's behavioral health workforce shortage. The piece contends that a new earnings-accountability system measures graduate social work programs against bachelor's-level earnings benchmarks, which could cause programs to lose access to federal Direct Loans if they fail the test in two of three years. The author also notes that the Department of Education excluded MSW and DSW programs from the "professional degree" classification that allows higher federal borrowing limits, despite social work meeting the department's own criteria for that category. The commentary warns these combined changes could restrict the pipeline of social workers Michigan needs, citing an estimated 530 annual job openings for mental health and substance use social workers in the state.

Why it mattersState Medicaid behavioral health systems and providers depend on a steady supply of master's-level social workers, and federal loan policy changes that restrict program financing could shrink that workforce pipeline just as demand for Medicaid-covered behavioral health services grows.

Behavioral Health

Read the full article at michiganadvance.com →
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