Commonwealth Fund Survey Finds Uninsured Rate Jumped in 2026

A biennial Commonwealth Fund survey finds the uninsured rate among working-age Americans rose to 11.2% in 2026, up from 8.9% in 2024. Medicaid enrollment among working-age adults fell from 15.5% in 2022 to 13% this year, while the uninsured rate among adults 19 to 34 climbed from 11% to 16%. Conducted from May through July, the survey also found 46% of working-age adults were inadequately insured, with 12% experiencing a coverage gap and 23% underinsured despite having coverage. Half of respondents reported delaying or avoiding care due to cost, up from 46% in 2022, and 23% of insured adults cited high out-of-pocket costs relative to income.

Managed Care · Finance