New Jersey's Sherrill Administration announced that Get Covered New Jersey, the state's ACA marketplace, opens Open Enrollment for 2027 plans on Nov. 1, running through Jan. 31, 2027. The state will continue offering New Jersey Health Plan Savings subsidies for households up to 600% of the Federal Poverty Level, but federal failure to extend enhanced premium tax credits has already driven a net loss of 74,492 marketplace enrollees since January 2026. Starting in 2027, new federal rules under H.R. 1 will bar certain legally present non-citizens from premium tax credits and impose community engagement/work requirements for some adults to retain NJ FamilyCare (Medicaid) coverage. Non-citizens losing NJ FamilyCare eligibility due to immigration-status rules may shift to marketplace coverage, though many will not qualify for financial assistance under the new federal restrictions.
Why it mattersState Medicaid agencies and marketplace operators must prepare for coverage churn as federal work requirements and immigration-status restrictions push NJ FamilyCare enrollees toward marketplace plans with reduced or no subsidy eligibility.